Mr. Finkelman has been in the insurance business since 1953. Prior to starting his own agency, he was Vice President of Morton Smith, Inc. and Medway Marine Corporation. He attended Tufts University and graduated from Bryant College and the Insurance Institute at the University of Rhode Island.

Mr. Pankratz has been in the insurance business since 1974 and has been a member of the National Life Underwriters. He has served on the Rhode Island Employee Benefit Council, and is a member of the National Association of Insurance and Financial Advisors and the Association of Health Insurance Agents. Mr. Pankratz holds a B.S. degree from Johnson & Wales University.

Mr. Finkelman has been in the insurance business since 1981. He oversees all aspects of customer service, product development and underwriting for our Property and Casualty clients, and has been the architect of the division's growth. He is a graduate of Tufts University.

Mr. Senesi entered the insurance business in 1970. He is a member of the Estate Planning Council of Rhode Island, the American Society of CLU and ChFC. He is a graduate of the University of Rhode Island, and has earned the Chartered Life Underwriter (CLU) and Chartered Financial Consultant (ChFC) designations through the American College. Mr. Senesi has also satisfied the requirements of the International Board of Standards and Practices for Certified Financial Planners (CFP).

Russell D. Cullivan, Director
Corporate Relations

Mr. Cullivan began his career in the Employee Benefits field in 1989.  He joined THE EGIS GROUP as Vice President of Employee Benefits and Pension Planning in 1992.  He became active in the Property & Casualty Division in 2003, and recently was promoted to Director of Corporate Relations.  Russell is a member of the National Association of Insurance and Financial Advisors