Making a difference in the real world.
Providing the missing ingredient.
Restaurant & Pub • Pawtucket, RI
We were called in to review the entire insurance program. While conferring with the client via phone and email, Egis conducted a thorough needs analysis and market search.
This resulted in overall premium savings of 34%, increased policy limits and coverages, and the restructuring of policy language to avoid penalties in case of loss. After the fact, client admitted he had decided to go with Egis when we returned his initial 8:00 pm email within 5 minutes.
Looking for savings around every corner.
Automobile/Homeowner Client • East Providence, RI
Referred by one of our clients, this man needed a review of his automobile policy - which included a young son with activity on his driving record. First, Egis found a company that saved him 16% on his automobile coverage.
During our fact finding process, we also discovered his homeowners policy was "forced placed" by his mortgage company and his premium was over $3,600 per year.
The client thought he had no other options.
After asking more questions, Egis found the client had been mistreated by his mortgage company, and this exorbitant premium wasn't warranted. We negotiated with one of our underwriters to place a new policy with a premium of $836. A 76% savings over his previous arrangement.
Helping entrepreneurs to cover the bases.
Startup Business Owner • Cranston, RI
This client knew he needed Workers Compensation coverage for his new employee, and called us to request a policy. After our initial meeting, he realized he'd forgotten to place a Business Property and Liability policy - and hadn't asked an insurance professional to review the language and requirements in his lease.
Egis secured a copy of his lease and placed the appropriate coverage for his business. We also uncovered the need for a Professional Liability policy, quoting that coverage for him with several carriers. This was followed up with a terms-and-conditions review for the carriers we quoted, along with a comprehensive summary of our findings and recommendations.
Providing clear and honest answers.
Personal Lines Client • East Greenwich, RI
After three years as an Egis Group client, and facing tough times, this woman decided to save money by dealing directly with a large national firm. However, the new policies from this insurance retailer came in higher than they were quoted.
After leaving a number of messages, the client finally got a callback from a customer service rep - who admitted she had no explanation for the increase in premium. Upset with this runaround from her new company, the client immediately cancelled her policies and resumed her relationship with Egis.
Closing the gaps left by other insurance agents.
French Restaurant • Providence, RI
This prospect had their business insurance with a local captive agent for many years. We were called in to review and offer alternative quotes by the owners. As an independent agent, we have access to several superior restaurant insurance programs. After our extensive review process, the final results were amazing:
1. We closed a $1,500,000 gap in coverage
2. We doubled the business personal property limit of the insured
3. The total savings realized by this client - 23%
We have now added this restaurant to a growing list of satisfied new clients of The Egis Group, and are very proud of the work we did for them.
